NRI Home Loans vs Standard Home Loans in India

The Foreign Exchange Management Act (FEMA), 1999, defines NRIs as persons residing outside the country due to their employment, business or any other purpose in a situation that requires them to remain outside India for a period of uncertain time. Anyone who meets this definition can apply for a home loan in India. Although an NRI can avail of a home loan with similar simplicity and convenience...

Technology acceptance models

The Technology Acceptance Model (TAM) it's a theory that models how users come to accept and use a technology. The model suggests that when users are presented with a new software package, a number of factors influence their decision about how and when to use it, in particular: oh Perceived utility (PU) "The degree to which a person believes that using a particular system would improve their...

History of the Quinoa Plant

The oldest recorded use of the quinoa plant in history occurred about 8 to 9 thousand years ago in the areas surrounding Lake Titicaca. There was evidence that the native Bolivian community cultivated the crop. The ancients were able to improve the fruit of the plant to make the seeds much larger while at the same time reducing the size of the outer shell. The plant is so versatile that the...