1. Lose weight and your health insurance rates will drop. Your BMI or Body Mass Index is a very important factor in calculating your risk for a race. The higher a person’s BMI rating, the higher their indices.
When your BMI index is high, it simply means that your weight is too much for your height. Now don’t wait until you can lose 30 pounds, as losing as little as 5 pounds can lead to a lower BMI rating, which will result in lower rates.
2. Group plans are cheaper than individual plans. Therefore, take advantage of it if you are in a position to use one. It becomes even more true if you are overweight, smoke, or older.
A group plan will save you a lot if you have a pre-existing condition that makes individual health insurance too expensive or hard to get. A group plan is a good way to lower your health insurance premium without compromising the quality of coverage you get.
3. You can reduce your premium by up to 50% by getting and comparing health insurance quotes from a wide selection of insurers. The reasons for this are…
There are hundreds of health insurance companies in Tennessee and each one has different rates for each profile. And, just because your neighbor got the best rate with insurer A doesn’t mean your profile will get affordable quotes from them, too. You can only know by getting quotes.
So, do your best to get as many quotes from as many carriers in the state as you can. Keep this in mind: You can’t get quotes from too many providers. To get started, get and compare quotes from a minimum of five quoting sites. Doing this will increase your chances of getting very affordable health insurance in Tennessee.